8. Am I eligible to apply if I am not a first-time buyer?
Yes. Certain exemptions will apply under the Fresh Start Principle, including:
• Applicant(s) that previously held a legal interest in a residential property but is divested of this
legal interest through any of the following mechanisms may be eligible to apply’:
o Legal Separation
o Divorce
o Bankruptcy
o Insolvency
• Applicant(s) that previously owned, was beneficially entitled to, or have had an interest in a
dwelling in the state and that this dwelling, because of its size, is not suited to the current
accommodation needs of the applicant’s household i.e., an overcrowded house, may be
eligible to apply.
**Please note: If applying as a joint application, both applicants do not need to have the same Buyer Status.
One applicant can be a first-time buyer and the other can qualify under the Fresh Start Principle, however
both must also meet all the other eligibility criteria.
9. How do I apply for the scheme?
The application process will be via an online portal. The link to this online portal is available here and
will be available and live from the 13
th
of June at 12pm. The system will allow for the input of all
relevant data and uploading of all supporting documentation.
In the online application process, applicants will have to:
• provide personal details (e.g., name, address, date of birth, PPSN),
• confirm that they are a First-Time Buyer or that they qualify under the Fresh Start Principle,
• declare the total gross annual income for their household for the preceding 12 months,
• provide evidence of their 10% deposit and any savings, i.e., bank statements,
• provide evidence of how they intend to Finance the property, i.e., mortgage approval-in-
principle or a mortgage calculator clearly showing household income.
• Proof that you have the right to reside indefinitely in the State.