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minimum required. If everything on the truck is destroyed, are you prepared to accept a check for
the value of the shipment shown on the estimate? If not, talk to someone about declaring an
increased amount (and paying a higher fee).
Basic Value Protection - No Charge: This lower level of value protection is provided at no
additional cost. However, it only provides minimal protection that is considerably less
than the average value of household goods. The mover’s maximum liability will be 60¢ per
pound based upon the weight of any lost or damaged items, regardless of its actual value. For
example, damage to your refrigerator weighing 400 pounds would result in a maximum claim
settlement of $240. Basic Value Protection provides minimal protection, and it is possible that
settlement of any claim under this level of valuation will not be satisfactory to you. Under this type
of valuation, for example, if the total weight of your shipment is 8,000 pounds, then the total value
of your entire shipment is established to be $4,800.
Full Value Protection - 75¢ per $100 of Value: The minimum value of the shipment will be
$4.00 times the weight of the shipment. However, you have the right to declare that your shipment
has a greater value and pay for that increased protection. If items are lost, the mover will have
the options of replacing them with articles of like kind and quality or paying the replacement cost
as determined by current market value. If items are damaged, the mover will have the same
options, plus the additional options of repairing the items or paying the repair cost. All damaged
items that are either replaced or reimbursed at full-market value become the property of the
mover. Under this type of valuation, for example, if the total weight of your shipment is 8,000
pounds, then the total value of your entire shipment is established to be $32,000 and the charge
for that level of protection would be $240. However, if you decided that your shipment has a
greater value, maybe $45,000 rather than the calculated minimum of $32,000, you could establish
that your shipment value is $45,000 and the charge for that level of protection would be $337.50.
VIII. ARTICLES OF EXTRAORDINARY VALUE
Items of extraordinary value are defined as those having a value greater than $100 per pound.
Such items, e.g., crystal, fur garments, antiques, etc., should be specifically listed in writing for
the mover and signed for on the Bill of Lading. If not listed, the mover’s liability could be limited to
$100 per pound per article (based upon the actual article weight) regardless of the valuation you
selected. For example, a claim for a broken $500 collectible weighing one pound could be covered
for only $100. However, if such collectible item is claimed on the inventory list as an item of
extraordinary value at $500, the mover’s liability may be up to $500 if you selected Full Value
Protection. But remember, even if you declare items of extraordinary value, the total value of your
entire shipment is still no more than the total value that is established under the type and total
amount of valuation protection you select. Keep a copy for your records of the inventory list you
provide to your mover. It is highly recommended that you transport certain valuable items yourself,
such as jewelry, stamp and coin collections, cash, guns, legal and medical documents, tax
records, genealogy research, and other such irreplaceable items.
IX. PARTICLE BOARD FURNITURE
North Carolina is one of only four states in the nation that acknowledges the unique characteristics
of ready-to-assemble furniture made from press board, particle board, or other similar engineered
materials. These items are shipped unassembled from the manufacturer for assembly by the
customer or the retail store. Most of this furniture is not designed with the extra structural pieces
to adequately brace the unit for movement out of or into a residence and may not withstand the
normal truck vibration. Assembly instructions frequently suggest that the connecting pieces (often