Credit Card
Identification
Features
MASTERCARD CARD
FEATURES
VISA CARD
FEATURES
Discover Network
American Express
MasterCard
VISA
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The pre-printed Bank Identification Number (BIN) must match the first
four digits of the embossed account number.
The Dove Hologram appears on most cards, however its location on
the card may vary. It can be in its traditional location on the front of
the card, or a smaller hologram may be on the card back.
A full or partial account number is indent-printed on the tamper-
evident signature panel.
The chip card embedded in your card enables transactions to be
read back and forth between the chip and the terminal until the
transaction is complete.
A three-digit code (CW2) must appear in the white box to the right
of the signature panel or on the signature panel.
Some cards have a holographic magnetic stripe featuring doves in
flight on the back of the card. These cards do not have any other
hologram or magnetic stripe.
All Visa account numbers start with 4. The embossed account number
must match the account number printed on the sales receipt.
The pre-printed Bank Identification Number (BIN) must match the first
four digits of the embossed account number.
The Visa Brand Mark appears in the lower right corner. The Visa debit
cards have the word “DEBIT” printed above the Visa Brand Mark.
All MasterCard account numbers start with 5. The embossing should
be uniform in size and spacing, and extend into the hologram.
The valid date lists the last month in which the card is valid.
All new and re-issued consumer Debit cards must display the Debit
hologram.
Issuers have the option of placing a holographic magnetic stripe on the
card back, replacing the Globe hologram or the Debit hologram.
The word “MasterCard” is printed repeatedly in multicolors at an angle
on a tamper-evident signature panel.
The three-digit CVC2 appears to the right of the signature panel.
The magnetic stripe should appear smooth, with no signs of tampering.
The last four digits of the account number appear on the signature
panel in reverse indent printing.
The chip card embedded in your card enables transactions to be read
back and forth between the chip and the terminal until the transaction
is complete.
The three-dimensional hologram, which may appear on the front OR
the back should reflect light and appear to move.
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www.jncb.com
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1-888-NCB-FIRST
DISCOVER NETWORK CARD
FEATURES
AMERICAN EXPRESS CARD
FEATURES
If you are
suspicious about a
card or transaction
call 1-888-622-3477
and request a code
10 authorisation.
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All Discover Network account numbers start with 6. The embossing
should be uniform in size and spacing, and extend into the hologram.
With this statement on the card, American Express reserves the
right to “pick up” the Card at any time.
Some Cards have a hologram of the American Express image
embedded into the magnetic stripe.
The signature on the back of the Card should match the customer’s
signature on the receipt. The signature panel is tamper-evident.
Pre-printed (non-embossed) Card Identification Number (CID) should
always appear above the account number.
The chip card embedded in your card enables transactions to be
read back and forth between the chip and the terminal until the
transaction is complete.
All American Express account numbers start with 3. Embossing
should be clear and uniform in size and spacing. The number on the
front and back of the Card, plus the one printed on the sales receipt
should all match.
Do not accept a Card after the expiration date
Only the person whose name is embossed on an American Express
Card is entitled to use it.
An embossed Security Character appears as a stylized “D”.
The words “DISCOVER NETWORK” appear on the signature panel and
an under-print reading “VOID”.
The three-dimensional hologram should reflect light and appear to move.
The magnetic stripe should appear smooth with no signs of tampering.
The last four digits of the account number appear on the signature
panel in reverse indent printing.
“Valid Thru” indicates the last month in which the card is valid.
The Discover Network Acceptance Mark appears on both sides of the
card.
The words “DISCOVER NETWORK” appear on the signature panel and
an under-print reading “VOID”.
The chip card embedded in your card enables transactions to be read
back and forth between the chip and the terminal until the transaction
is complete.
A Business Name may be embossed below the account name.
The three-digit Card Identification Data (CID) appears to the right of the
signature panel.
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