Annual Convention and Expo
Saturday, October 14, 2023
8:00 AM - 6:00 PM mPowering You: MBA's Summit for Women in Real Estate Finance (Separate Registration
Required)
Location: 400 Level, Terrace Ballroom
1:00 PM - 5:00 PM Registration
Location: 100 Level, Broad Street Atrium
2:00 PM - 4:00 PM CMB Amazing Race
Location: The Revolution House; 200 Market Street
The Certified Mortgage Banker (CMB) Society is excited to bring back the popular Amazing Race as a
kick-off to MBA’s Annual Convention. This event is exclusive to members of the CMB Society. Please
contact [email protected] for more information.
4:00 PM - 6:00 PM CMB Amazing Race Reception
Location: The Revolution House; 200 Market Street
Sunday, October 15, 2023
7:30 AM - 7:30 PM Hydration Stations
Location: 200 Level, North and South Escalator Landings
Keep yourself hydrated during the Convention. Hydration stations with complimentary water bottles are
available. Sponsored by ICE Mortgage Technology
7:30 AM - 7:30 PM Meeting Pods
Location: 100 Level, Broad Street Atrium
No suite? No problem! MGIC makes meeting simple by sponsoring semi-private Meeting Pods so attendees
can connect and do business right on the convention floor. Open Sunday to Tuesday during regular
Convention hours on a first-come, first-served basis. Located near Registration on the 100 Level.
7:30 AM - 7:30 PM Registration
Location: 100 Level, Broad Street Atrium
9:00 AM - 10:30 AM DEI Advisory Committee Meeting (Committee Members Only)
Location: 100 Level, Room 122A
9:00 AM - 6:00 PM Headshot Cafe
Location: 100 Level, Broad Street Atrium
Stop by our professional photographer for a new headshot, complete with makeup touchup. You'll receive
the image file to update your social media presence. No additional fee. Sponsored by Chase.
9:00 AM - 6:00 PM LinkedIn Profile Consultations
Location: 100 Level, Broad Street Atrium
Sign up for a 15-minute LinkedIn Profile Consultation with an expert coach. Find out what your profile says
about you and learn strategies to build and engage your network. Sign up link:
https://calendly.com/dwcs/mba-annual23
10:00 AM - 12:00 PM Government Loan Production Subcommittee Meeting (Open to MBA Members; Closed to Media)
Location: 100 Level, Room 121AC
11:00 AM - 12:00 PM Audit Committee Meeting (Committee Members Only)
Location: 100 Level, Room 118B
11:00 AM - 1:00 PM CMB Society Meeting and Luncheon (Society Members Only)
Location: 100 Level, Room 119A
11:30 AM - 4:00 PM Residential Future Leaders Program: Final Presentations (Open to MBA Members; Closed to
Media)
Location: 100 Level, Room 125
12:00 PM - 5:00 PM Member Engagement Suite
Location: 100 Level, Room 126A
Join us in our member engagement suite, where you can meet our knowledgeable MBA team. We are excited
to connect with you to provide personalized insights that can enrich your conference experience. Whether
you're seeking industry insights, networking opportunities, or professional growth, our team is here to provide
you with valuable information and answer any questions. Don't miss out on this chance to learn more about
how to maximize membership and the Annual Convention.
12:00 PM - 1:30 PM Opens Doors Foundation Board of Directors Meeting (Committee Members Only)
Location: 100 Level, Room 120C
1:00 PM - 2:30 PM Mortgage Technology Vendor Working Group (Open to MBA Members; Closed to Media)
Location: 100 Level, Room 119B
1:00 PM - 2:30 PM Secondary and Capital Markets Committee Meeting (Open to MBA Members; Closed to Media)
Location: 100 Level, Room 120AB
2:00 PM - 3:30 PM Investment Committee Meeting (Committee Members Only)
Location: 100 Level, Room 118B
2:00 PM - 7:00 PM Press Room (Credentialed Media Only)
Location: 100 Level, Room 126B
2:15 PM - 3:30 PM MORPAC Steering Committee Meeting (Committee Members Only)
Location: 100 Level, Room 118A
2:30 PM - 4:00 PM Legal Issues and Regulatory Compliance Committee Meeting (Open to MBA Members; Closed
to Media)
Location: 100 Level, Room 115BC
2:30 PM - 4:00 PM Residential Loan Production Committee Meeting (Committee Members Only)
Location: 100 Level, Room 121AC
2:30 PM - 4:00 PM Residential Technology (RESTECH) Forum (Closed to Media)
Location: 100 Level, Room 119B
4:00 PM - 5:00 PM SPECIAL SESSION: Market Outlook
Location: 400 Level, Terrace Ballroom
Don’t miss our latest forecast on the various forces impacting our industry. MBA’s Chief Economist and his
Team provide perspective on the state of the economy, mortgage and housing markets, and company
performance, and shed light on what we can expect for 2024 and beyond. Sponsored by nCino, Inc.
Speakers
Christine Chandler, 2025 MBA Vice-Chair; Executive Vice President, Chief Credit Officer & Chief
Operating Officer, M&T Realty Capital Corporation
Mike Fratantoni, PhD, Chief Economist and Senior Vice President of Research and Industry
Technology, Mortgage Bankers Association
Joel Kan, Vice President, Deputy Chief Economist, Mortgage Bankers Association
Ben Miller, EVP US Mortgage, nCino
Marina Walsh, CMB, Vice President, Industry Analysis, Mortgage Bankers Association
5:00 PM - 6:00 PM MBA Opening Ceremony: Installation of 2024 Officers, CMB & Future Leaders Graduations &
Awards
Location: 400 Level, Terrace Ballroom
The Opening Ceremony honors leadership in the industry with the installation of MBA’s 2024 officers, the
graduation ceremony for this year’s Certified Mortgage Banker (CMB) and Future Leaders classes, and
several prestigious awards, including the Chairman’s Award and the DEI (Diversity, Equity & Inclusion)
Leadership Awards.
Speakers
Christine Chandler, 2025 MBA Vice-Chair; Executive Vice President, Chief Credit Officer & Chief
Operating Officer, M&T Realty Capital Corporation
Laura Escobar, 2025 MBA Chair; President, Lennar Mortgage
Kristy Fercho, 2022 MBA Chair, Senior EVP-Diverse Segments, Representation and Inclusion, Wells
Fargo and Company
Mark Jones, 2024 MBA Chairman; President, Union Home Mortgage
Matthew Rocco, Sr., 2023 MBA Chairman, President, Colliers Mortgage
6:00 PM - 7:30 PM Bookstore
Location: THE HUB EXPO, 200 Level, Exhibit Hall E, Booth 1032
6:00 PM - 7:30 PM CMB Reception (By Invitation Only)
Location: 100 Level, Room 119A
6:00 PM - 7:00 PM Market Outlook Q&A with MBA’s Research Team
Location: THE HUB EXPO, 200 Level, Exhibit Hall E - MBA Booth #720
Grab a drink at the opening reception and make your way to the MBA Booth for an informal Q&A with
MBA’s industry renowned research team members, Marina Walsh CMB, Vice President, Industry Analysis;
and, Joel Kan, Vice President, Deputy Chief Economist.
Speakers
Joel Kan, Vice President, Deputy Chief Economist, Mortgage Bankers Association
Marina Walsh, CMB, Vice President, Industry Analysis, Mortgage Bankers Association
6:00 PM - 7:30 PM Opening Reception in THE HUB: Philadelphia Freedom
Location: 200 Level, Exhibit Hall E
6:00 PM - 7:30 PM THE HOTSPOT
Location: 200 Level, Exhibit Hall E, Booth 306
Because work doesn't stop while you're in Philadelphia, we're making Wi-Fi available in THE HOTSPOT.
Reconnect and re-engage when you visit THE HOTSPOT. Sponsor: Black Knight
Monday, October 16, 2023
6:15 AM - 7:00 AM MBA’s Move-It-Monday 5k
Location: 100 Level, Broad Street Atrium
Join MBA Runs, an organization founded as an MBA staff running group, for its annual fun run/walk for
convention attendees! All levels are welcome to join the running group or separate walking group. Go at your
own pace and enjoy Philly’s morning sites for 1-3 miles or about 30 minutes. Participants will need to
complete a release form. Sign-up: https://www.mba.org/conferences-and-
education/event/2023/10/16/default-calendar/mbas-move-it-monday-5k-annual-convention-philadelphia-pa-
77678
7:00 AM - 5:00 PM Registration
Location: 100 Level, Broad Street Atrium
7:30 AM - 8:30 AM Continental Breakfast
Location: 400 Level, Terrace Ballroom Foyer
Sponsored by 5/3 Bank
7:30 AM - 5:00 PM Hydration Stations
Location: 200 Level, North and South Escalator Landings
Keep yourself hydrated during the Convention. Hydration stations with complimentary water bottles are
available. Sponsored by ICE Mortgage Technology
7:30 AM - 5:00 PM Meeting Pods
Location: 100 Level, Broad Street Atrium
No suite? No problem! MGIC makes meeting simple by sponsoring semi-private Meeting Pods so attendees
can connect and do business right on the convention floor. Open Sunday to Tuesday during regular
Convention hours on a first-come, first-served basis. Located near Registration on the 100 Level.
8:00 AM - 5:00 PM Headshot Cafe
Location: 100 Level, Broad Street Atrium
Stop by our professional photographer for a new headshot, complete with makeup touchup. You'll receive
the image file to update your social media presence. No additional fee. Sponsored by Chase.
8:00 AM - 5:00 PM LinkedIn Profile Consultations
Location: 100 Level, Broad Street Atrium
Sign up for a 15-minute LinkedIn Profile Consultation with an expert coach. Find out what your profile says
about you and learn strategies to build and engage your network. Sign up link:
https://calendly.com/dwcs/mba-annual23
8:00 AM - 5:00 PM Member Engagement Suite
Location: 100 Level, Room 126A
Join us in our member engagement suite, where you can meet our knowledgeable MBA team. We are excited
to connect with you to provide personalized insights that can enrich your conference experience. Whether
you're seeking industry insights, networking opportunities, or professional growth, our team is here to provide
you with valuable information and answer any questions. Don't miss out on this chance to learn more about
how to maximize membership and the Annual Convention.
8:00 AM - 10:15 AM OPENING GENERAL SESSION: Songs of America
Location: 400 Level, Terrace Ballroom
Through strife and triumph, music is as integral to the American experience as the elected leaders and formal
politics that shape it. Pulitzer Prize-winning biographer Jon Meacham and Grammy Award-winning
entertainer, author, and actor Tim McGraw team up to present a moving and insightful journey through
history. Meacham explores the stories behind the song and McGraw performs and reflects on the lyrics,
performers, and instrumentals that have helped to carry us through the darkest and brightest days. The
session begins with opening remarks on the state of the industry from MBA leaders and the awarding of the
Lowrie-Woodward Distinguished Service Award. Sponsored by Freedom Mortgage Corporation.
Speakers
Robert D. Broeksmit, CMB, President & Chief Executive Officer, Mortgage Bankers Association
Mark Jones, 2024 MBA Chairman; President, Union Home Mortgage
Tim McGraw, Grammy Award-Winning Entertainer, Author, and Actor
Jon Meacham, Presidential Historian and Pulitzer Prize-Winning Author
Michael Middleman, Managing Director, Freedom Mortgage Corporation
Stanley C. Middleman, Chief Executive Officer, Freedom Mortgage Corporation
Matthew Rocco, Sr., 2023 MBA Chairman; President, Colliers Mortgage
8:00 AM - 5:00 PM Press Room (Credentialed Media Only)
Location: 100 Level, Room 126B
10:00 AM - 5:00 PM Bookstore
Location: THE HUB EXPO, 200 Level, Exhibit Hall E, Booth 1032
10:00 AM - 4:00 PM Coffee Spot
Location: 200 Level, Exhibit Hall E, Booth 823
Complimentary coffee, tea, and specialty drinks are available ALL DAY for attendees in THE HUB EXPO.
Sponsored by CoreLogic.
10:00 AM - 4:00 PM Refreshment Spot
Location: 200 Level, Exhibit Hall E, Booth 423
Complimentary cold beverages are available ALL DAY for attendees in THE HUB EXPO. Options include
lemonade, iced tea, assorted soft drinks, La Croix, Vitamin Water, fruit juice and Red Bull. Sponsored by
Bank of America.
10:00 AM - 10:30 AM Snack Station
Location: 200 Level, Exhibit Hall E
Sponsored by Enact
10:00 AM - 5:00 PM THE HOTSPOT
Location: 200 Level, Exhibit Hall E, Booth 306
Because work doesn't stop while you're in Philadelphia, we're making Wi-Fi available in THE HOTSPOT.
Reconnect and re-engage when you visit THE HOTSPOT. Sponsor: Black Knight
10:00 AM - 5:00 PM THE HUB is Open
Location: 200 Level, Exhibit Hall E
10:30 AM - 11:45 AM GENERAL SESSION: American Leadership
Location: 400 Level, Terrace Ballroom
During this session, hear from top leaders of distinctly American institutions, foundational to our economy and
housing ecosystem. Joining us from the Philadelphia Federal Reserve Bank, President and CEO Patrick
Harker offers his observations on the economy. Updates on the latest priorities and initiatives at housing-
focused government agencies are provided by FHFA’s Director Sandra Thompson and FHA Commissioner
Julia Gordon.
Speakers
The Honorable Rohit Chopra, Director, Consumer Financial Protection Bureau (CFPB)
Laura Escobar, 2025 MBA Chair; President, Lennar Mortgage
The Honorable Julia Gordon, FHA Commissioner, U.S. Department of Housing and Urban
Development
Patrick Harker, President and Chief Executive Officer, Federal Reserve Bank of Philadelphia
Dave Howard, Executive Vice President, Origination Services, ServiceLink
The Honorable Sandra Thompson, Director, Federal Housing Finance Agency (FHFA)
10:30 AM - 11:30 AM HUB STAGE: Book Signing with Jon Meacham (Books Available for Purchase)
Location: 200 Level, Exhibit Halls E
Purchase a book by Jon Meacham in THE HUB and meet the Pulitzer Prize-winning biographer to have it
signed.
Speaker
Jon Meacham, Presidential Historian and Pulitzer Prize-Winning Author
11:45 AM - 12:30 PM GENERAL SESSION: GSE Update
Location: 400 Level, Terrace Ballroom
The leaders of Fannie Mae and Freddie Mac share their strategic vision and provide updates on top
priorities.
Speakers
Priscilla Almodovar, President and Chief Executive Officer, Fannie Mae Single Family
Mike Hutchins, President and Interim CEO, Freddie Mac
Mark Jones, 2024 MBA Chairman; President, Union Home Mortgage
12:30 PM - 1:30 PM Lunch
Location: 200 Level, Exhibit Hall E
12:45 PM - 1:15 PM HUB STAGE: DEI Success Stories
Location: 200 Level, Exhibit Hall E
Get your lunch and head to the HUB Stage for a special session spotlighting the winners of MBA’s DEI
Leadership Awards. You’ll be inspired by the innovative approaches to reach diverse populations and foster
DEI efforts within their organizations.
Speaker
Amber Lawrence, AVP, Diversity, Equity & Inclusion, Mortgage Bankers Association
1:00 PM - 4:30 PM Commercial/Multifamily Future Leaders Program: Final Presentations and Graduation (Open to
MBA Members; Closed to Media)
Location: 100 Level, Room 125
1:30 PM - 2:45 PM Community Bank Network Meeting (Community Bank Members Only)
Location: 100 Level, Room 120C
1:30 PM - 2:30 PM HUB STAGE: Turn Gaps into Opportunities - Partners from CONVERGENCE Philadelphia
Location: 200 Level, Exhibit Hall E
Learn strategies and potential solutions, including programs, products, and outreach efforts designed to help
close the minority homeownership gap in the city while expanding their business into growing markets.
Speakers
Meghan Bartholomew, Executive Vice President, Credit and Counterparty Risk Management, Radian
Guaranty Inc.
Maria Evans, Vice President, Community Impact, Fannie Mae Single Family
Jimmy Gastner, Community Development Manager Metro PA/NJ, TD Bank
Donna Greene, Vice President, Senior Business Development Consultant, Wells Fargo Home
Mortgage
Wendy Penn, AVP, Affordable Housing, Mortgage Bankers Association
1:30 PM - 2:30 PM INNOVATION AND TECH TRACK: Make the Most of Your Tech Stack
Location: 200 Level, Exhibit Hall E
Is your technology investment delivering on what it promised? Learn valuable methods to evaluate your tech
stack against your business processes. Discover opportunities to maximize adoption and leverage the tech
you already have in order to realize cost savings and profitability gains. Sponsored by Blend.
Speakers
James M. Deitch, CMB, CPA, Co-Founder and Chief Executive Officer, Teraverde Financial
Roy K. George, CMB, President and Chief Executive Officer, MOR Lending, LLC
Allison Johnston, CMB, President, Success Mortgage Partners, Inc.
Christy Soukhamneut, CMB, Chief Lending Officer, UFCU
1:30 PM - 2:30 PM MARKET OPPORTUNITIES AND OPERATIONS TRACK: Staying Financially Viable in a
Tough Mortgage Market
Location: 200 Level, Exhibit Hall E
The mortgage market has been plagued by rising interest rates, lower origination volume, growing expenses,
and tough competition, making it one of the most challenging periods on record. Industry veterans discuss the
future, and the ways lenders can leverage technology and operational changes to drive sales and productivity.
Considerations include the advantages and disadvantages across business models; banks vs. IMBs, small vs.
large lenders, and the various production channels from retail to wholesale. Sponsored by FICO.
Speakers
Christina Brown, CMB, AMP, CRU, Chief Operations Officer, Atlantic Bay Mortgage Group, LLC
Matthew F. Cammarota, Head of Retail Lending Lending, Liberty Bank
John M. Hedlund, Chief Operating Officer and Managing Director, AmeriHome Mortgage, a Western
Alliance Bank Company
Deborah H. Jones, CMB, SVP, Director of Secondary and Capital Markets, Citizens Bank
Amber Kramer, CPA, CMB, Chief Financial Officer, Guild Mortgage Company
Michael Singer, Director, FICO
Seth D. Sprague, CMB, Director, Consulting Services, Richey May
1:30 PM - 2:30 PM POLICY PRIORITIES TRACK: GSE Credit Scoring Update – Implications and Readiness
Location: 200 Level, Exhibit Hall E
The Federal Housing Finance Agency’s (FHFA’s) announcements regarding bi-merge credit reports and new
credit scoring models from FICO (10T) and VantageScore (4.0) will result in significant changes to many
operational processes and systems that support loan production, servicing, and investors. The implications of
these changes are much greater than commonly believed. This session highlights the scope of change across
the mortgage lifecycle to help jumpstart your organization’s path towards compliance with these changes.
Sponsored by Bradley
Speakers
Piper Beveridge, Vice President, Strategic Relations, ICE Mortgage Technology
The Honorable Robert M. Couch, Esq., CMB, 2004 MBA Chairman; Counsel
Dan Fichtler, Senior Advisor, Federal Housing Finance Agency (FHFA)
Joanne M. Gaskin, AMP, Vice President of Scores and Analytics, FICO
Shawn Jobe, Vice President, Software and Product Development, Partners Credit & Verification
Solutions
2:30 PM - 4:00 PM HUB STAGE: Tech Showcase
Location: 200 Level, Exhibit Halls E
Today’s market requires tough “need vs. want” tech stack decisions. This can’t miss session delivers the
State of the Tech Stack analysis plus the first set of rapid-fire fintech demo packs running live on the HUB
Stage both days of MBA Annual. Hosted by The Basis Point’s Julian Hebron, MBA's Tech Showcase will
help you make smart decisions that will serve you now and age well as the market normalizes. You’ll see how
bigger players are integrating multiple services, experience the latest from emerging players, and get tips for
optimizing tech you already use. This robust session includes the following demos: CoreLogic with LoanPass
– Digital Mortgage Platform; InspectHOA – Condo Project Review; Argyle – Income and Employment
Verification; Haven – Servicing Connect; LendingPad – Lender Edition; Loan Vision with Teraverde – Loan
Vision; Gateless – Smart Underwrite; TransPerfect – On-Demand Language Access Program
Speaker
Julian Hebron, Founder and Chief Executive Officer, The Basis Point
2:30 PM - 3:00 PM Snack Station
Location: 200 Level, Exhibit Hall E
Sponsored by Enact
3:00 PM - 4:15 PM Credit Union Network Meeting (Residential Credit Union Members Only)
Location: 100 Level, Room 121AC
3:00 PM - 4:00 PM INNOVATION AND TECH TRACK: The Promise and Peril of AI for Mortgage Lending
Location: 200 Level, Exhibit Hall E
The focus on artificial intelligence has exploded with last fall’s release of ChatGPT. Learn about the newest
generative AI models, how AI is already being used in the mortgage industry, such as borrower
communication, consider the risks to lenders, investors and consumers, and explore future applications.
Sponsored by Blend.
Speakers
Michele Buschman, Chief Information Officer, American Pacific Mortgage Corporation
Felipe Millon, Senior Sales Manager, Housing Finance, OpenAI
Brian K. Stucky, Lead - Rocket Ethical AI, Rocket Mortgage, LLC
Joseph Zeibert, AMP, Vice President - Scores, FICO
3:00 PM - 4:00 PM MARKET OPPORTUNITIES AND OPERATIONS TRACK: Partnering on Government Lending
Programs
Location: 200 Level, Exhibit Hall E
Hear directly from representatives of the agencies you partner with on your government lending programs.
Hear the latest updates and engage with the speakers through interactive polling and Q&A. Sponsored by
FICO.
Speakers
Michelle C. Corridon, PMP, Deputy Director, Policy, U.S. Department of Veterans Affairs
Leslie Meaux Pordzik, Vice President, Office of Issuer & Portfolio Management, Ginnie Mae
Michael P. Patterson, Senior Executive Vice President and Chief Operating Officer, Freedom
Mortgage Corporation
Ingrid Ripley, Executive Director, Single-Family Housing Guaranteed Loan Program, USDA Rural
Development
Nate Shultz, FHA Chief of Staff, U.S. Department of Housing and Urban Development
Michael Singer, Director, FICO
3:00 PM - 4:00 PM POLICY PRIORITIES TRACK: Market Impacts of the New Capital Rules
Location: 200 Level, Exhibit Hall E
The proposed overhaul of the capital rules recently released by the Federal Reserve, Federal Deposit
Insurance Corporation and Office of the Comptroller of the Currency potentially far-reaching implications for
the economy, for housing and for the mortgage market. Industry analysts discuss the implications of the 15-
20% average increase in overall capital requirements, coupled with the risk weights for single-family
mortgages. The experts assess the impact on the mortgage ecosystem, not just for big-banks, but for regional
banks, IMBs, and community banks, through lending, warehouse lending and MSR financing. Sponsored by
Bradley.
Speakers
Becky L. Crain, CMB, SVP, Real Estate Products, Pricing and Secondary Marketing, Regions
Financial Corporation / Regions Mortgage
Christian W. Hancock, Attorney- Partner, Bradley
Kurt Johnson, Executive Vice President and Chief Financial Officer, Mr. Cooper
Jay Plum, Executive Vice President and Head of Mortgage, Fifth Third Bank
John Toohig, Managing Director, Raymond James & Associates
3:30 PM - 4:30 PM Wholesale Lender Executive Forum (By Invitation Only)
Location: 100 Level, Room 120C
4:00 PM - 5:00 PM HUB STAGE: In the Shark Tank with Kevin Harrington
Location: 200 Level, Exhibit Halls E
Join FormFree CEO Brent Chandler for a robust conversation with original Shark Tank “Shark” and inventor
of the infomercial, Kevin Harrington. In this session, Harrington shares key lessons he’s learned about
unlocking consumer engagement over a career of hundreds of global product launches that have generated
billions in sales. He relates that experience to the huge opportunity mortgage lenders have to meet a diverse
array of homebuyers with a consumer-centric experience. The session ends with a performance from music
artist and fintech founder DIVINE.
Speakers
Brent Chandler, Founder and Chief Executive Officer, FormFree
Kevin Harrington, Inventor of the Infomercial, Original Shark on Shark Tank
DIVINE - Music Artist, Founder and CEO of Solvent
4:00 PM - 5:00 PM Networking Reception: Broad St. Social
Location: 200 Level, Exhibit Hall E
4:30 PM - 5:30 PM Advocacy Reception (Current “active” MAA (Mortgage Action Alliance) Members Only, Sign-up
at the Door)
Location: Pennsylvania Academy of Fine Arts (PAFA); Hamilton Building; 128 North Broad Street
Attend the MBA Advocacy Reception at the Pennsylvania Academy of the Fine Arts, Samuel M.V. Hamilton
Building, located across the street from the Convention Center. Enjoy light refreshments, hear important
updates from Capitol Hill, and mix and mingle with our advocacy experts. Learn how you can get more
involved, ask questions, and meet other industry advocates. RSVP at https://tinyurl.com/29xrkfkp.
5:30 PM - 6:30 PM Opens Doors Foundation Reception (By Invitation Only)
Location: Pennsylvania Academy of Fine Arts (PAFA); Hamilton Building; 128 North Broad Street
Tuesday, October 17, 2023
7:30 AM - 4:00 PM Hydration Stations
Location: 200 Level, North and South Escalator Landings
Keep yourself hydrated during the Convention. Hydration stations with complimentary water bottles are
available. Sponsored by ICE Mortgage Technology
7:30 AM - 4:00 PM Meeting Pods
Location: 100 Level, Broad Street Atrium
No suite? No problem! MGIC makes meeting simple by sponsoring semi-private Meeting Pods so attendees
can connect and do business right on the convention floor. Open Sunday to Tuesday during regular
Convention hours on a first-come, first-served basis. Located near Registration on the 100 Level.
7:30 AM - 4:00 PM Registration
Location: 100 Level, Broad Street Atrium
8:00 AM - 9:00 AM Continental Breakfast
Location: 400 Level, Terrace Ballroom Foyer
Sponsored by EY
8:00 AM - 5:00 PM Headshot Cafe
Location: 100 Level, Broad Street Atrium
Stop by our professional photographer for a new headshot, complete with makeup touchup. You'll receive
the image file to update your social media presence. No additional fee. Sponsored by Chase.
8:00 AM - 5:00 PM LinkedIn Profile Consultations
Location: 100 Level, Broad Street Atrium
Sign up for a 15-minute LinkedIn Profile Consultation with an expert coach. Find out what your profile says
about you and learn strategies to build and engage your network. Sign up link:
https://calendly.com/dwcs/mba-annual23
8:00 AM - 5:00 PM Member Engagement Suite
Location: 100 Level, Room 126A
Join us in our member engagement suite, where you can meet our knowledgeable MBA team. We are excited
to connect with you to provide personalized insights that can enrich your conference experience. Whether
you're seeking industry insights, networking opportunities, or professional growth, our team is here to provide
you with valuable information and answer any questions. Don't miss out on this chance to learn more about
how to maximize membership and the Annual Convention.
8:00 AM - 5:00 PM Press Room (Credentialed Media Only)
Location: 100 Level, Room 126B
8:30 AM - 10:00 AM GENERAL SESSION: mPower Event with Geena Davis and Nina Tassler (Closed to Media)
Location: 400 Level, Terrace Ballroom
Hear from two trailblazing leaders, Geena Davis, and Nina Tassler. One of Hollywood’s most respected
actors, Geena Davis also runs an organization whose work improves gender parity in media. She recently
published a memoir, “Dying of Politeness.” Her college roommate, Nina Tassler is an entertainment executive,
producer, and activist. During her tenure as Chairman at CBS Entertainment, she led it to become America’s
#1 Network for 12 years. She also assembled a senior staff that was 50% female and developed many hit
series with strong women characters. Her book, “What I Told My Daughter,” is a collection of inspiring
reflections from notable women in politics, sports, art and business. Hear their empowering stories in this
interview with mPower Founder, Marcia Davies. The session opens with an update on the MBA Opens
Doors Foundation from its Chairman, Debra Still, CMB. Sponsored by FICO. Please RSVP -
https://mbaforms.mba.org/AC23mPowerRSVP
Speakers
Marcia M. Davies, mPower Founder and Chief Operating Officer, Mortgage Bankers Association
Geena Davis, Academy Award-Winning Actor; Founder & Chair, Geena Davis Institute on Gender in
Media
Debra W. Still, CMB, 2013 MBA Chairman; Chairman, MBA Opens Doors Foundation; Vice Chair,
Pulte Financial Services
Nina Tassler, Advisor and Former Chairman, CBS Entertainment; Managing Partner, PatMa
Productions
Joseph Zeibert, AMP, Vice President - Scores, FICO
9:30 AM - 4:00 PM Bookstore
Location: THE HUB EXPO, 200 Level, Exhibit Hall E, Booth 1032
9:30 AM - 4:00 PM Coffee Spot
Location: 200 Level, Exhibit Hall E, Booth 823
Complimentary coffee, tea, and specialty drinks are available ALL DAY for attendees in THE HUB EXPO.
Sponsored by CoreLogic.
9:30 AM - 4:00 PM Refreshment Spot
Location: 200 Level, Exhibit Hall E, Booth 423
Your choice of cold beverages is now available ALL DAY for attendees at THE HUB EXPO. Options
include lemonade, iced tea, assorted soft drinks, La Croix, Vitamin Water, fruit juice, and Red Bull.
Sponsored by Bank of America.
9:30 AM - 4:00 PM THE HOTSPOT
Location: 200 Level, Exhibit Hall E, Booth 306
Because work doesn't stop while you're in Philadelphia, we're making Wi-Fi available in THE HOTSPOT.
Reconnect and re-engage when you visit THE HOTSPOT. Sponsor: Black Knight
9:30 AM - 4:00 PM THE HUB is Open
Location: 200 Level, Exhibit Hall E
10:00 AM - 2:00 PM COMBOG Meeting (By Invitation Only)
Location: 100 Level, Room 120AB
10:00 AM - 10:30 AM HUB STAGE: Sports Talk with Vince Papale
Location: 200 Level, Exhibit Hall E
Join us for an unforgettable conversation with legendary Philadelphia Eagles player, Vince Papale. Learn the
firsthand experiences of this football player, as he shares inspiring stories and tips for success on and off the
field. Don’t miss this unique opportunity to hear from one of Philadelphia’s great sports icons!
Speakers
Joanne M. Gaskin, AMP, Vice President of Scores and Analytics, FICO
Vince Papale, Former Philadelphia Eagles Wide Receiver, Inspiration for the Movie Invincible
10:00 AM - 10:30 AM Snack Station
Location: 200 Level, Exhibit Hall E
Sponsored by Mortgage Connect, LP
10:30 AM - 11:00 AM GENERAL SESSION: Housing Market and Policy Trends
Location: 400 Level, Terrace Ballroom
Philadelphia is home to the prestigious Wharton School at the University of Pennsylvania, an Ivy League
research university highly respected for its research and teaching in business and finance. Professor Susan
Wachter, an expert in housing finance and real estate and urban economics, joins us to discuss the latest data
and trends in homeownership, housing supply, affordability and other market trends impacting your business.
The session opens with the presentation of the Schumacher-Bolduc Award.
Speakers
Laura Escobar, 2025 MBA Chair; President, Lennar Mortgage
Owen V. Lee, MORPAC Chairman, Chief Executive Officer, Success Mortgage Partners, Inc.
Susan M. Wachter, Professor of Real Estate and Finance, University of Pennsylvania
10:30 AM - 11:30 AM HUB STAGE: Souvenir Football Signing with Vince Papale
Location: 200 Level, Exhibit Hall E
Swing by the HUB Stage to meet sports legend, Vince Papale and take home a signed souvenir football!
Sponsored by FICO.
Speaker
Vince Papale, Former Philadelphia Eagles Wide Receiver, Inspiration for the Movie Invincible
11:00 AM - 12:15 PM GENERAL SESSION: Solving for the Future in Philly
Location: 400 Level, Terrace Ballroom
Philadelphia is, and always has been, the birthplace of innovative solutions. In addition to being the meeting
place for the 1st Continental Congress and one of the country’s first cities, it is also home to the first
children’s hospital, the first U.S. Mint, the first women’s medical college, the first computer, and the first
World’s Fair! The same spirit Ben Franklin applied to his study of electricity in the 1750s is alive and well
today. In this session moderated by Philly’s own Stan Middleman, President & CEO of Freedom Mortgage,
hear from some of the city’s top innovators. Madeline Bell, President and CEO of Children’s Hospital of
Philadelphia (CHOP), has advanced pediatric ambulatory and behavioral health care for the city. Sister Mary
Scullion is the President and Executive Director of Project HOME, helping thousands of people through a
creative continuum of supportive housing and comprehensive services to break the cycle of homelessness and
poverty.
Speakers
Madeline Bell, President & Chief Executive Officer, Children's Hospital of Philadelphia (CHOP)
Laura Escobar, 2025 MBA Chair; President, Lennar Mortgage
Stanley C. Middleman, Chief Executive Officer, Freedom Mortgage Corporation
Sister Mary Scullion, President and Executive Director, Project HOME
12:30 PM - 1:30 PM Lunch
Location: 200 Level, Exhibit Hall E
12:45 PM - 1:15 PM HUB STAGE: Philadelphia in Depth
Location: 200 Level, Exhibit Halls E
Nobody likes us, and we don’t care! Join executives from Philadelphia-based companies who explore how
the local market is showing its characteristic grittiness and resolve during a volatile market cycle. Panelists
compare the Philadelphia market with other major metro areas and the national market.
Speakers
Kelcey Brown, Chief Strategic Officer & Executive Vice President, WebMax
James Paolino, LodeStar Software Solutions
Matthew VanFossen, CMB, Chief Executive Officer, Absolute Home Mortgage Corp.
1:00 PM - 3:30 PM RESBOG Meeting (By Invitation Only)
Location: 100 Level, Room 121AC
1:30 PM - 3:00 PM HUB STAGE: Tech Showcase
Location: 200 Level, Exhibit Hall E
Today’s market requires tough “need vs. want” tech stack decisions. This can’t miss session delivers the
State of the Tech Stack analysis plus the first set of rapid-fire fintech demo packs running live on the HUB
Stage both days of MBA Annual. Hosted by The Basis Point’s Julian Hebron, MBA's Tech Showcase will
help you make smart decisions that will serve you now and age well as the market normalizes. You’ll see how
bigger players are integrating multiple services, experience the latest from emerging players, and get tips for
optimizing tech you already use. In this robust session, the following demos will be presented: HouseCanary
– ComeHome; Vesta; TRUE – The TRUE QC Platform, powered by TRUE Data Intelligence; FormFree –
Passport and FormFree Exchange; Cloudvirga – Horizon; Insellerate – CRM and Marketing Automation;
iEmergent – Mortgage MarketSmart; Matic – Embedded Home Insurance Marketplace
Speaker
Julian Hebron, Founder and Chief Executive Officer, The Basis Point
1:30 PM - 2:30 PM INNOVATION AND TECH TRACK: The Latest in Digital Solutions
Location: 200 Level, Exhibit Hall E
From eNotes to automated verifications to digital wallets, digital mortgage processes continue to advance
and many of the obstacles have been removed. Discover new opportunities to reduce your costs of lending
and improve the customer experience. An expert panel shares the latest advances and explores what’s
needed to move past the current plateau of adoption. Sponsored by Blend
Speakers
Michael A. Cafferky, Principal - eMortgages, Fannie Mae Single Family
Greg Klosterman, SVP Enterprise Development, Atlas Title Company
Camelia Martin, Vice President of eMortgage Strategy & Industry Affairs, Snapdocs
Teri Pansing, SVP Corporate Closing, Fairway Independent Mortgage Corporation
1:30 PM - 2:30 PM MARKET OPPORTUNITIES AND OPERATIONS TRACK: Marketing Strategy and Lead
Generation
Location: 200 Level, Exhibit Hall E
Industry strategists address solutions to navigate the challenges of today’s market, where the lowest
originations by loan count and the mounting sales expense are putting pressure on the bottom line. Gain
insight to optimize your lead generation, sales culture and customer experience to improve conversions,
retention and referrals. Sponsored by FICO.
Speakers
Gemma Currier, SVP, Corporate Strategic Initiatives, Guild Mortgage Company
Kevin Peranio, Chief Lending Officer, Paramount Residential Mortgage Group
Mike Seminari, Director, Customer Experience, STRATMOR Group
Michael Singer, Director, FICO
1:30 PM - 2:30 PM POLICY PRIORITIES TRACK: Today’s Top Regulatory Issues
Location: 200 Level, Exhibit Hall E
Get an update on what you need to know now about today’s top regulatory matters - fair lending; Unfair,
Deceptive, or Abusive Acts or Practices (UDAAP), loan originator compensation and appraisals. Get expert
advice on preparedness, including tightening policies and procedures, reevaluating” in-house” versus
“outside” functions, employing mock exams, and more. Sponsored by Bradley.
Speakers
Shayna Arrington, Chief Risk Officer, Servbank
Mitch Kider, Chairman and Managing Partner, Weiner Brodsky Kider PC
Dana Lumsden, Partner, Bradley
Robert R. Maddox, CMB, AMP, Partner, Bradley
Sabrina Rose-Smith, Partner, Goodwin
2:30 PM - 3:00 PM Snack Station
Location: 200 Level, Exhibit Hall E
Sponsored by Mortgage Connect, LP
3:00 PM - 4:30 PM Affordable Homeownership Advisory Council Meeting (Committee Members Only)
Location: 100 Level, Room 125
3:00 PM - 4:00 PM HUB STAGE: Creative Uses for the Reverse Mortgage Product
Location: 200 Level, Exhibit Hall E
With a challenging housing market, forward originators are looking to seize profitable opportunities that
benefit borrowers and their bottom lines through products including reverse mortgages. Hear from industry
leaders who have leveraged the Home Equity Conversion Mortgage (HECM) product to advance their
traditional refinance business, capture new construction loan business, and use it as a default mitigation tool.
Speakers
Jim Cory, Managing Director, Reverse Division, Guild Mortgage Company
Michael David Kent, President, Liberty Reverse Mortgage
Bill Packer, Chief Operating Officer, Longbridge Financial
3:00 PM - 4:00 PM INNOVATION AND TECH TRACK: Digital Identity
Location: 200 Level, Exhibit Hall E
Along with the heightened efficiency of online financial transactions and AI tools comes the potential
downside of fraud risk. Expert speakers address recent advances in customer identity verification and
authentication in the digital age including mobile wallets, advances in remote online notarization and more.
Sponsored by Blend.
Speakers
Paul Cavanagh, Supervisory Special Agent, Federal Bureau of Investigation
Eddie Oddo, VP, Sales &Strategy, Proof
Mindy Stephens, Manager, Identity Management, AAMVA
Ike Suri, Chairman & Chief Executive Officer, FundingShield LLC
3:00 PM - 4:00 PM MARKET OPPORTUNITIES AND OPERATIONS TRACK: Practical Strategies to Reach More
Mortgage-Ready Borrowers
Location: 200 Level, Exhibit Hall E
Many consumers are mortgage-ready and don’t know it, while others know it but are hesitant to enter the
current market. Learn from lenders who are successfully leveraging existing resources to reach these
customers. Hear case studies of real results they’ve seen from adjusting operational and marketing strategies,
including staffing and community outreach, down payment assistance programs, alternative credit data,
partnerships, and referral business. Sponsored by FICO.
Speakers
Nicole Booth, Head of Public Policy and Operations, Zillow Home Loans
Rob Chrane, Chief Executive Officer, Down Payment Resource
Mosi Gatling, Sales Manager, loanDepot.com, LLC
Christy Moss, CMB, Chief Customer Officer, FormFree
Laird Nossuli, Chief Executive Officer, iEmergent
Michael Singer, Director, FICO
Montell Watson, Director of Diversity Lending & Strategic Partnerships, Movement Mortgage, LLC
3:00 PM - 4:00 PM POLICY PRIORITIES TRACK: The Path to a Touchless and Trusted Appraisal
Location: 200 Level, Exhibit Hall E
The ethical, reputational, and legal implications of appraisal/appraiser bias are top of mind in our industry.
Gain insight into effective practices currently used to improve reliability and reduce repurchase risk. Learn
about efforts to develop an automated appraisal workflow that can balance efficiency and impartiality. A
panel of valuation and policy experts discuss the promise (and pitfalls) on the path to a touchless and trusted
appraisal. Sponsored by Bradley.
Speakers
Dan Hofacker, Managing Director - Valuations, Chase
Blane Kezirian, Chief Appraiser, Wells Fargo Home Mortgage
Robert R. Maddox, CMB, AMP, Partner, Bradley
Shawn Telford, Chief Valuation Officer, CoreLogic
Danny Wiley, Senior Director, Property Valuation, Freddie Mac
Jake Williamson, SVP, Single-Family Collateral Risk & Quality Risk Mamagement, Fannie Mae
Single Family
4:00 PM - 5:15 PM Residential Education Networking Group Roundtable: Exploring Artificial Intelligence in Training
- Unveiling Benefits and Overcoming Barriers (RSVP Required)
Location: 100 Level, Room 120C
To RSVP, please reach out to [email protected] The panel discussion on "AI in Training: Unveiling Benefits
and Overcoming Barriers" will delve into the transformative role of artificial intelligence in modern education
and workforce development. As AI continues to shape various industries, its integration into training
programs brings forth a plethora of benefits. AI-driven training solutions offer personalized learning
experiences, adapting to individual learners' paces and preferences, thereby enhancing engagement and
knowledge retention. These technologies also facilitate the analysis of vast amounts of data to identify trends,
gaps, and areas of improvement, enabling organizations to make informed decisions about their training
strategies. However, alongside these benefits, the discussion will also explore the significant barriers that AI-
driven training encounters. Concerns such as data privacy and security, the potential for algorithmic bias, and
the need for upskilling educators to effectively utilize AI tools will be addressed, shedding light on the
importance of striking a balance between technological advancement and ethical considerations in the realm
of education and training. In this panel, experts from diverse fields will engage in a thought-provoking
dialogue, sharing insights on how AI is reshaping training methodologies. By dissecting the benefits that range
from adaptive learning to data-driven insights, participants will gain a comprehensive understanding of how
AI optimizes learning outcomes. Simultaneously, the discussion will offer a candid examination of the barriers
that must be navigated, including challenges related to data security, human-AI collaboration, and ensuring
equitable access to AI-powered education. By unpacking both the promises and limitations of AI in training,
this panel aims to foster a nuanced understanding of the path ahead, where innovation and responsibility
converge to define the future of education and skill development.
6:00 PM - 7:30 PM Concert MBA (Doors open at 5:30 PM. Convention Badge Required)
Location: 400 Level, Terrace Ballroom
Sponsored by Radian Guaranty, Inc.
Speaker
Tim McGraw, Grammy Award-Winning Entertainer, Author, and Actor
Wednesday, October 18, 2023
8:00 AM - 10:00 AM Registration
Location: 100 Level, Broad Street Atrium
8:30 AM - 9:30 AM Breakfast Buffet
Location: 100 Level, Room 120AB Foyer
8:46 AM - 10:00 AM Closing Super Session (Closed to Media)
Location: 100 Level, Room 120AB
You’ve learned a lot and connected with many industry peers this week. The ideas are flying and the
questions may be, too. Wrap up the week and join us for breakfast and share your insights and inspiration
with others in this open forum. MBA Staff will be on hand to continue conversations on your favorite topics
from the week.
Speakers
Freddy Feliz, CIO & VP of Information Technology, Mortgage Bankers Association
Tamara King, Vice President, Strategic Industry Engagement, Mortgage Bankers Association
Alden Knowlton, Policy, Senior Manager, Coinbase
Justin Wiseman, Vice President, Managing Regulatory Counsel, Mortgage Bankers Association
10:00 AM - 12:00 PM Large Bank Operations Forum (By Invitation Only)
Location: 100 Level, Room 120C